Does consolidating credit cards hurt credit score

Lending Tree is not a lender, but their service connects you with up to five offers from personal loan lenders.

Here are 5 personal loan lenders for people who have less than ideal credit (meaning under 700) that will let you check your rate without impacting your credit score: Lending Club: People with credit scores below 600 can get approved.

There’s an origination fee of 1%-5%, and its minimum credit score is 640.

Lending Tree: Dozens of lenders partner with Lending Tree – and many of them may approve people with poor or no credit.

You can fill out a simple form and compare multiple offers in minutes.

If you have bad (or no) credit, you should apply to as many lenders as possible that use a soft pull to ensure you don’t hurt your credit score.

We recommend starting with Lending Tree, where you can use one short application form to get rates from multiple lenders at one.

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